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Top-Up & Refinance

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Top-Up & Refinance

Add cash to your existing loan or refinance high-interest debt with us.

Overview

If you already have a running loan with us or another lender, we can top it up with additional funds or refinance it at better terms. Consolidate multiple loans into a single monthly repayment and save on total interest paid.

Top-ups are approved within hours for existing Loan Bridge customers. Refinance applicants get a free comparison quote showing exactly how much you save.

Key Benefits

01 Consolidate multiple loans

Combine all your loans into a single lower repayment.

02 Save on interest

Free quote showing your total savings before you commit.

03 Fast for existing customers

Approvals within hours if you have a good track record.

Requirements to Apply

  • Statement / agreement for the existing loan being refinanced
  • National ID and KRA PIN certificate
  • Proof of current repayment performance

Frequently Asked Questions

  • 1. How long does approval take?
    Most applications are reviewed within 24 hours. Approved loans are typically disbursed the same day once all documents are verified.
  • 2. What documents do I need?
    You'll need your National ID, KRA PIN, and supporting documents specific to this loan product (e.g. logbook, employer details, or recent pay-slips). See the Requirements section above.
  • 3. How is the interest rate calculated?
    Existing customers enjoy preferential rates
  • 4. Can I repay early?
    Yes. You may clear your loan before the agreed term. Early-repayment discounts may apply — talk to your loan officer for details.
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